Credit 102: Money Vs. Credit

Things That Are Related To Money But Are Not Helping Your Credit Paying in cash Prepaid cards and gift cards Checking account* functions: writing & depositing checks. Transferring money to other checking accounts Using a debit card Savings accounts Your income** Any other invested assets like stocks, retirement accounts etc.*** Utility & Phone Bills**** Non-credit store Read More …

Credit 101: The Basics

Let’s talk about credit. Yes, that scary 6 letter word.  Almost as scary as that other 6 letter word, Tinder. What is credit you may wonder? Credit and credit scores basically tell a creditor (an institution that is planning to lend you money to buy things or services) whether or not you are going to Read More …

The Best $30 You’ll Spend in 30 Minutes This Holiday Season

There are so many things you could spend $30 or 30 minutes on this holiday season.  “What is the best way?” you may be asking yourself.  Well self, I have an answer for you and it’s not what you think!  Sure, you could get approximately three Chipotle burritos with guac, 1/8 of a bottle of Read More …